Victoria: sources Last checked 16 October 2026. Government fees from 1 July 2026.
SRO Victoria: Land transfer duty, non-principal place of residence (current rates), updated 29 September 2026 SRO Victoria: Land transfer duty, principal place of residence (current rates), updated 29 September 2026 SRO Victoria: First home buyer duty exemption or concession, updated 15 September 2026 SRO Victoria: Foreign purchaser additional duty (current rates), updated 29 September 2026 SRO Victoria: Pensioner and concession cardholder duty reduction (contracts signed on or after 1 July 2023), updated 12 August 2026 SRO Victoria: Understanding the First Home Owner Grant, updated 29 September 2026 Victorian Legislation: Duties Act 2000, version 141 effective 24 June 2026 (s 28A foreign purchaser additional duty 8%, s 57H land incl. vacant land, s 57JA first home buyer formula, s 60 eligible cardholder formula) Land Use Victoria: 2026-27 fees (fees from 1 July 2026), page last updated 15 September 2026 Land Use Victoria: Transfer of land fees calculator (current fee 2026/27: $104.30 electronic or $114.80 paper plus $2.34 per whole $1,000, maximum $3,614 electronic or $3,624 paper), page last updated 8 September 2026 Land Use Victoria: Fees, guides and forms catalogue (National Mortgage, s 74 Transfer of Land Act: $129.20 electronic, $139.50 paper), no updated date shown Not included: Off-the-plan concessions; Other concessions or exemptions (for example family farm transfers, deceased estates and transfers between spouses); City of Melbourne new-apartment concessions; Transfer fees for transfers that also create or surrender an easement; Electronic lodgement network (PEXA or Sympli) fees, title searches and other settlement costs.
Off-the-plan and other concessions can change the dutiable value. Foreign purchaser additional duty is charged on the dutiable value before any concession is applied. The pensioner and first home buyer concessions use the same formula: duty otherwise payable x (value - $600,000) / $150,000 (Duties Act 2000 s 57JA and s 60).
New South Wales: sources Last checked 17 October 2026. Government fees from 1 July 2026.
Revenue NSW: How to calculate transfer duty (2026/2027 general and premium rates, with worked examples), last updated 06 October 2026 Revenue NSW: Premium property duty (thresholds and formulas for 1 July 2026 to 30 June 2027), last updated 02 September 2026 Revenue NSW: First Home Buyers Assistance Scheme (thresholds for contracts from 1 July 2023 and eligibility), no updated date shown NSW Legislation: Duties Act 1997 No 123, sections 32, 32A, 33AD, 71 to 76 and 78A, current version for 29 June 2026 to date NSW Land Registry Services: 2026/27 Fees Update, customer fees from 1 July 2026 (Mortgage, and Transfer pursuant to section 46 Real Property Act, $182.73 including GST each), issued June 2026 Revenue NSW: What is surcharge purchaser duty? (current rate 9% of the dutiable value), last updated 20 August 2026 Revenue NSW: Surcharge purchaser duty, last updated 01 October 2026 Revenue NSW: First Home Owner (New Homes) Grant ($10,000; purchase price up to $600,000, land and build up to $750,000; not means tested), no updated date shown Not included: Surcharge purchaser duty exemptions and refunds (for example for some Australian-resident foreign persons, build-to-rent and retirement village arrangements) and surcharge land tax; Other NSW Land Registry Services fees (for example discharge of the seller's mortgage at $182.73, a transfer including a covenant or easement from $365.44, caveats) and electronic lodgment network or lodgment support service fees; Landholder duty (acquiring an interest in a company or unit trust with NSW landholdings over $2 million); Premium duty apportionment for mixed-use residential land (section 32B) and residential parcels over 2 hectares (section 32C); Multiple residences in one transaction (premium duty applied per residence); First Home Buyers Assistance Scheme shared equity concession (section 78B) and the proportional reduction where non-eligible co-purchasers acquire more than 5%; First Home Buyers Assistance Scheme thresholds for contracts exchanged before 1 July 2023; Off-the-plan duty deferral (section 49A) and Help to Buy arrangements (section 53B); Other exemptions and concessions (for example deceased estates, relationship break-ups, transfers between spouses, farm and primary production concessions); The $20 minimum duty for very low value transfers; Use of market value where it exceeds the price (duty is charged on the higher of price and market value).
General and premium thresholds are indexed to Sydney CPI each 1 July; these are the 2026/2027 rates for contracts dated 1 July 2026 to 30 June 2027 and must be replaced from 1 July 2027. Duty is charged per $100 or part of $100 (Duties Act 1997 section 32). The premium rate applies to residential land only. First home concession for homes valued over $800,000 and under $1,000,000: Duties Act 1997 section 78A(2) sets duty as N minus ((1,000,000 minus V) / 200,000 x D), where N is full duty at the value V and D is full duty at $800,000. The engine applies this formula directly (rule type taper). First home concession for vacant land valued over $350,000 and under $450,000: section 78A(2A) sets duty as N minus ((450,000 minus V) / 100,000 x D), where D is full duty at $350,000. The engine applies this formula directly (rule type taper). The concession formulas use full duty from the general brackets, so they follow the brackets automatically when they are replaced each 1 July. NSW has no transfer duty concession for pensioners or seniors (the former seniors' exemption does not apply to contracts entered after 1 July 2012), and neither the first home concession nor the First Home Owner (New Homes) Grant has an income test. First Home Owner (New Homes) Grant eligibility: at least one applicant must be an Australian citizen or permanent resident, all applicants must be 18 or over and must not have owned a home in Australia or received a first home owner grant before, and you must move in within 12 months and live there for at least 12 continuous months (contracts from 1 July 2023). Government fees are in dollars and cents as charged by NSW Land Registry Services. They are indexed each 1 July and must be replaced from 1 July 2027.
Queensland: sources Last checked 17 October 2026. Government fees from 1 July 2026.
Queensland Revenue Office: Transfer duty rates, last updated 25 June 2026 Queensland Revenue Office: Transfer duty home concession rates (home, first home, first home new home and first home vacant land tables), last updated 31 July 2026 Queensland Revenue Office: Home concession, last updated 31 July 2026 Queensland Revenue Office: First home concession, last updated 31 July 2026 Queensland Revenue Office: First home (new home) concession, last updated 31 July 2026 Queensland Revenue Office: First home vacant land concession, last updated 31 July 2026 Queensland Revenue Office: Home concession changes from August 2026 (webinar page dated 31 July 2026, no last updated date shown) Titles Queensland: FY2026/27 Fees, Land Title Act 1994 schedule items 2(a)(ii)(A), 2(l) and 3(a) (fees effective 1 July 2026, published May 2026) Queensland Revenue Office: Additional foreign acquirer duty (extra 8%), no last updated date shown Queensland Revenue Office: First home owner grant eligibility criteria ($30,000 for contracts signed on or after 20 November 2023; value under $750,000; no income test), last updated 5 August 2026 Queensland Government: First home owner grant (the increased $30,000 grant continues for eligible contracts signed from 1 July 2026), last updated 30 June 2026 Not included: AFAD exemptions and concessions (for example ex gratia relief for some developers and the concessional calculation for public landholders) and the land tax foreign surcharge; Other Titles Queensland fees (for example registering a release of the seller's mortgage at $248.04, extra lots at $46.56 each) and electronic lodgment network or lodgement support service fees; Buyers who are not Australian citizens, permanent residents or specified foreign retirees (from 1 August 2026 they cannot claim any home concession); Purchases where only some buyers are eligible, or where a buyer acquires only part of the property (the concession applies only to the eligible share); Duty at general rates on any additional land that will not have a residence on it or is not used for residential purposes (new home and vacant land concessions); Contracts signed before 1 May 2025 (earlier new home and vacant land tables) or before 9 June 2024 (earlier first home concession table); Clawback, reassessment and penalty tax if you sell, lease or fail to move in within the required period; Family business, superannuation and other non-home concessions and exemptions; Mortgage duty (abolished in Queensland on 1 July 2008; a $5 fee applies to some mortgage transfers).
Queensland charges duty per $100 or part of $100, so the value above each threshold is rounded up to the next $100 before the rate is applied. The first home concession table uses QRO bands that end in 99 cents (for example up to $709,999.99); this file uses whole dollar bands, which give the same result for whole dollar values. There is no separate transfer duty rate for seniors or pensioner concession card holders in Queensland. Only one concession can be claimed per transaction; a first home buyer above $800,000 for an established home still gets the home concession rate. The home concession rates apply only if you will live in the property as your principal place of residence; investment properties and holiday homes pay general rates. First Home Owner Grant: the $30,000 amount applies to contracts signed (or, for owner-builders, foundations laid) on or after 20 November 2023 and continues for contracts signed from 1 July 2026; contracts signed before 20 November 2023 received $15,000. The home must be valued under $750,000, at least one applicant must be an Australian citizen or permanent resident aged 18 or over who has not owned and lived in a home in Australia, and you must move in within 1 year and live there for 6 continuous months. Neither the first home concessions nor the First Home Owner Grant has an income test. Titles Queensland fees are in dollars and cents and are indexed each 1 July; these are the 2026/27 fees and must be replaced from 1 July 2027. The transfer fee is based on the consideration (price) shown on the transfer.
Western Australia: sources Last checked 16 October 2026. Government fees from 1 July 2026.
WA Department of Treasury and Finance (RevenueWA): Transfer duty assessment (general rate, concessional rate and first home owner rate tables), updated 30 July 2026 RevenueWA: Duties Fact Sheet, First Home Owner Rate (fact sheet as at 28 July 2026; page updated 27 August 2026) RevenueWA: First Home Owner Rate of Duty fact sheet PDF, as at 28 July 2026 RevenueWA: First Home Owner Rate Ready Reckoner, new or established homes, transactions entered into on or after 7 May 2026 RevenueWA: 2026-27 Housing Taxation Package (changes now applied), updated 29 July 2026 RevenueWA: Finance Legislation Amendment (Housing Affordability) Bill 2026, updated 18 June 2026 RevenueWA: About the first home owner grant (eligibility and grant caps), updated 29 July 2026 RevenueWA: Foreign transfer duty (additional 7% duty for foreign persons buying residential property), updated 18 June 2026 Landgate: Search and Lodgement Fees Payable as at 01 July 2026 (mortgage $225.10; transfer fees by consideration, $20 per $100,000 or part above $200,000) Landgate: Land transaction fees (fees updated at 1 July 2026) Consumer Protection WA: Home buyers assistance account (up to $2,000 for incidental costs, homes $500,000 or less), last updated 17 December 2024 Not included: Foreign transfer duty on a part interest (the calculator applies the 7% to the whole value; WA charges it only on the dutiable value of the foreign person's interest); Off-the-plan duty concession for new apartments and strata or survey-strata dwellings; First home owner rate thresholds for agreements entered into before 7 May 2026, including the Metropolitan and Peel versus regional thresholds that applied from 21 March 2025 to 6 May 2026; Concessional rate for WA business assets; Shared equity purchases with the Housing Authority and further interest concessions; Apportionment of the first home owner rate on subdivided land; Landholder duty and other non-standard transactions; First home owner grant cap for transactions on or before 6 May 2026 ($750,000 south of the 26th parallel); Extra Landgate fees for additional mortgages ($17.60 each) and for documents covering more than 20 titles.
Rates depend on the date the agreement is entered into, not the settlement date. Duty is charged per $100 or part of $100, so the amount over each threshold is rounded up to the next $100 before the rate is applied. RevenueWA calculates duty to the cent; this calculator rounds to the nearest dollar. The first home owner rate figures for agreements from 7 May 2026 were applied by RevenueWA from late July 2026 under a pre-enactment notice for the Finance Legislation Amendment (Housing Affordability) Bill 2026. RevenueWA's ready reckoner states the figures require legislative amendment and are subject to change. Since 1 July 2022 the general rate applies to both residential and commercial property; WA no longer has a separate residential rate. If first home owner rate approval is not in place before settlement, duty is assessed at the general rate and a refund must be sought afterwards.
South Australia: sources Last checked 16 October 2026. Government fees from 1 July 2026.
RevenueSA: Rate of stamp duty (conveyances), page modified 11 November 2024 RevenueSA: Stamp Duty Relief for Eligible First Home Buyers, page modified 16 September 2026 RevenueSA: First home buyer relief, Eligible properties (no property value cap from 6 June 2024; established homes not eligible), page modified 24 August 2026 RevenueSA: First home buyer relief, Relief available (full relief regardless of value for contracts on or after 13 February 2025), page modified 17 February 2025 RevenueSA: Information Circular 103, qualifying (non-residential, non-primary production) land, updated 6 October 2026 RevenueSA: 2026-27 State Budget taxation measures, 4 June 2026 Land Services SA: Fees and Charges 2026/27, Real Property (Fees) Notice 2026 (mortgage $204; transfer fee scale; flat $204 where no ad valorem duty is payable), effective 1 July 2026 Land Services SA: Transfer Registration Fees (industry ad valorem fees) as at 1 July 2026 Land Services SA: Document Lodgement Fees 2026-2027 (mortgage $204.00 including $15 transaction fee) Land Services SA: Customer Information Bulletin No. 420, Fees and Charges 2026-27, 14 May 2026 RevenueSA: Foreign Ownership Surcharge (7% of the value of the interest in residential land), page modified 25 March 2025 RevenueSA: First Home Owner Grant, Grant details (up to $15,000), page modified 13 February 2025 RevenueSA: First Home Owner Grant, Eligible properties (no property value cap for contracts on or after 6 June 2024), page modified 8 September 2026 Not included: Foreign ownership surcharge on a part interest (the calculator applies the 7% to the whole value; SA charges it only on the value of the foreign person's interest); Seniors downsizing stamp duty relief (contracts on or after 25 March 2026): buyers aged 60 or over moving to a smaller-land new home, off-the-plan apartment or vacant land get full relief up to $2 million ($1.2 million for land), phasing out at $2.1 million ($1.3 million); it is age-based, not a pensioner concession; Home Buyer Ex Gratia Relief for victim-survivors of family, domestic or sexual violence (contracts on or after 4 June 2026); Exemption for qualifying (non-residential, non-primary production) land, and the vacant land exemption and refund provisions from 15 September 2026; First home buyer relief rules and value caps for contracts entered into before 13 February 2025; Land holder and unit trust transactions; First home owner grant value caps for contracts before 6 June 2024.
South Australia has no separate owner-occupier rate, so a home you will live in pays the same rates as an investment property unless first home buyer relief applies. Duty is charged per $100 or part of $100, so the amount over each threshold is rounded up to the next $100 before the rate is applied. Duty is charged on the higher of the purchase price and the market value of the property. First home buyer relief does not apply to knock down and rebuild projects, investment properties or holiday homes.
Tasmania: sources Last checked 16 October 2026. Government fees from 1 July 2026.
State Revenue Office Tasmania: Rates of duty (duty payable on or after 21 October 2013), last published 14 June 2022 State Revenue Office Tasmania: First home buyers of established homes duty relief (not available for transactions settling after 30 June 2026), last published 16 July 2026 State Revenue Office Tasmania: Concessions and exemptions, last published 13 July 2026 State Revenue Office Tasmania: First Home Buyers, last published 20 August 2026 State Revenue Office Tasmania: Property Transfer Duties, last published 30 September 2026 NRE Tasmania Land Titles Office: Land Titles Office fees (2026-2027 schedules for lodgements on and after 1 July 2026), last published 26 March 2026 NRE Tasmania Land Titles Office: 2026-2027 Brief Fee Schedule (effective on and from 1 July 2026: transfer $256.76, mortgage $167.58) State Revenue Office Tasmania: Foreign investor duty surcharge, rates of surcharge, last published 29 June 2022 State Revenue Office Tasmania: First Home Owner Grant eligibility (grant amounts by commencement date), last published 14 July 2026 State Revenue Office Tasmania: First Home Owner Grant eligible transaction requirements (24-month completion requirement), last published 10 July 2026 State Revenue Office Tasmania: Pensioners downsizing to a new home duty concession (former home sale settled on or before 30 June 2025), last published 24 September 2025 Not included: Foreign investor duty surcharge on primary production land (1.5%); Pensioners downsizing to a new home duty concession (50%), which ended for former homes sold and settled after 30 June 2025; Off-the-plan apartment or unit duty concession (50%), which is not available for agreements executed after 30 June 2026; First home buyers of established homes duty exemption for settlements from 18 February 2024 to 30 June 2026 (now closed); Relationship breakdown, personal relationship and intergenerational rural transfer exemptions; The reduced $10,000 first home owner grant where a new home is not completed within 24 months; Electronic lodgement network (PEXA or Sympli) fees, title searches and other settlement costs.
Tasmania has no separate owner-occupier rate, so a home you will live in pays the same rates as an investment property. Duty is charged per $100 or part of $100, so the amount over each threshold is rounded up to the next $100 before the rate is applied. The minimum duty is $50. Duty is charged on the greater of the unencumbered value and the purchase price, including chattels. Tasmania currently has no pensioner duty concession: the 50% downsizing concession required the former home to be sold and settled by 30 June 2025 and has not been extended, so no pensioner rule is modelled.
Australian Capital Territory: sources Last checked 16 October 2026. Government fees from 1 July 2026.
ACT Revenue Office: Conveyance duty for non-commercial property (rates for transactions on or after 1 July 2025, stated as unchanged from 1 July 2025), no updated date shown ACT Revenue Office: About the Home Buyer Concession Scheme (transactions from 1 July 2026), no updated date shown ACT Legislation Register: Taxation Administration (Amounts Payable - Duty) Determination 2026, DI2026-155, notified 30 June 2026, effective 1 July 2026 ACT Legislation Register: Explanatory statement for DI2026-155 (residential marginal rates unchanged from 2025-26), published 30 June 2026 ACT Legislation Register: Taxation Administration (Amounts Payable - Home Buyer Concession Scheme) Determination 2026, DI2026-157, effective 1 July 2026 ACT Legislation Register: Land Titles (Fees) Determination 2026 (No 2), DI2026-104, made 19 June 2026, commences 1 July 2026 (transfer $496.00, mortgage $184.00) ACT Revenue Office: Pensioner Duty Concession Scheme (transactions from 1 July 2026), no updated date shown ACT Legislation Register: Explanatory statement for the Taxation Administration (Amounts Payable - Pensioner Duty Concession Scheme) Determination 2026, DI2026-159, commences 1 July 2026 ACT Revenue Office: ACT Budget 2026-27 updates (Home Buyer Concession Scheme price cap and income threshold removed; Pensioner Duty Concession Scheme cap removed), effective 1 July 2026, no updated date shown ACT Revenue Office: First Home Owner Grant (nil for transactions from 1 July 2019), no updated date shown ACT Revenue Office: Foreign ownership surcharge for land tax (annual land tax surcharge, not conveyance duty), no updated date shown Not included: Commercial property rates (nil up to $2,100,000, then a flat $5.00 per $100 on the total value from 1 July 2026); Landholder duty; Pensioner Duty Concession Scheme rules and the $1,020,000 cap for transactions before 1 July 2026; Disability Duty Concession Scheme; Off the Plan Unit Duty Exemption Scheme and Newly Unit Titled Duty Exemption Scheme; Home Buyer Concession Scheme rules, income thresholds and property value limits for contracts before 1 July 2026; Deferred duty arrangements; Other exemptions and concessions (for example transfers between domestic partners, deceased estates, relationship break-ups); Land tax and the foreign ownership surcharge for land tax (0.75% of average unimproved value a year; annual charges, not conveyance duty); Use of market value where it exceeds the price; Electronic lodgement network (PEXA or Sympli) fees, title searches and other settlement costs.
The ACT has no foreign purchaser surcharge on conveyance duty, so no foreign surcharge is modelled; foreign owners of residential land instead pay an annual foreign ownership surcharge on land tax. There is no first home owner grant in the ACT: the grant has been nil for transactions from 1 July 2019 and was replaced by the Home Buyer Concession Scheme. From 1 July 2026 the Home Buyer Concession Scheme has no income test, so no first home income test is modelled. Rates shown are for transactions (contract dates) from 1 July 2026 under DI2026-155; the ACT Revenue Office and the explanatory statement confirm the residential rates are unchanged from 2025-26. Duty is charged per $100 or part of $100, except the flat $4.54 per $100 rate above $1,455,000, which the instrument applies to the total value without the 'or part' wording; the engine rounds that value up to the next $100, so results above $1,455,000 can be up to $4.54 high for values that are not whole hundreds of dollars. Above $1,455,000 the flat rate applies to the whole value, so duty jumps at that point (for example $66,070 at $1,455,000 for non-owner-occupiers). The worked example in the DI2026-155 explanatory statement gives $11,128 for an eligible owner-occupier at $580,000, which does not reconcile with the instrument's own Table 1 ($8,408 plus $4.32 per $100 over $500,000 equals $11,864); the non-owner-occupier example ($14,856) does reconcile.
Northern Territory: sources Last checked 17 October 2026. Government fees from 1 July 2026.
NT Legislation: Stamp Duty Act 1978, as in force at 1 July 2025 (current reprint REPS013), Schedule 1 clause 1 (conveyance rates), section 88A and Part 5 Divisions 2 and 2A NT.GOV.AU: Land or property transfer stamp duty calculator (Territory Revenue Office; no last updated date shown) NT.GOV.AU: Stamp duty exemption, House and Land Package Exemption (no last updated date shown) NT.GOV.AU: Home owner assistance (no last updated date shown) NT.GOV.AU: Buying or building a new home, HomeGrown Territory ($50,000 grant extended to contracts signed by 30 September 2027; no last updated date shown, page metadata modified 13 May 2026) NT.GOV.AU: FreshStart New Home Grant for existing home owners ($30,000; no last updated date shown, page metadata modified 13 May 2026) NT.GOV.AU: Land Titles Office forms and fees (Form 22 Transfer of lot $181, Form 39 Mortgage $181; no last updated date shown, page metadata modified 1 July 2026) NT.GOV.AU: Lodge a mortgage or discharge of mortgage ($181 fee, in person, by mail or by eConveyancing; no last updated date shown, page metadata modified 1 July 2026) NT.GOV.AU: Transfer your land title ($181 fee; no last updated date shown, page metadata modified 1 July 2026) Territory Revenue Office: What's new (latest item published 7 July 2026) Not included: House and Land Package Exemption (Stamp Duty Act s 90D): full exemption for an eligible owner-occupier who buys land and a detached new home from a building contractor in one contract signed between 1 July 2022 and 30 June 2027, with no value cap and no means test; Senior, pensioner and carer concession (up to $10,000) and the Territory home owner discount (up to $18,601): under s 88A of the Stamp Duty Act these home incentive schemes apply only to conveyances first executed on or before 30 June 2021; FreshStart New Home Grant ($30,000 for buyers who are not first home buyers, buying or building a new home under a contract signed between 1 October 2024 and 30 September 2027; cannot be combined with the HomeGrown Territory Grant); The former HomeGrown Territory Grant of $10,000 for first home buyers of an established home (contracts signed 1 October 2024 to 30 September 2025 only); Electronic lodgment network (PEXA) fees, the $251 fee for paper mortgage documents longer than two pages, and other Land Titles Office fees such as a discharge of the seller's mortgage ($181); Deceased estates, family law property settlements, transfers between spouses, family farm transfers, corporate reconstructions and other exemptions; Duty on land-holding corporations and unit trusts, business property and goods conveyed with land; The $5 additional duty on some conveyances to joint tenants where a seller keeps an interest.
For values up to $525,000 duty is D = (0.06571441 x V x V) + 15V, where V is the dutiable value divided by 1,000. Above $525,000 a single flat rate applies to the whole value: 4.95% below $3 million, 5.75% from $3 million to below $5 million, and 5.95% from $5 million. The Northern Territory has no first home buyer duty concession or exemption for contracts signed now, so first home buyers pay the general rates shown here. First home buyers of a new home may instead receive the $50,000 HomeGrown Territory Grant. The Northern Territory has no principal place of residence (owner-occupier) rate or rebate for contracts signed now; the former principal place of residence rebate does not apply to conveyances first executed on or after 8 February 2019. If you are buying a house and land package from a builder to live in, you may pay no duty under the House and Land Package Exemption; this calculator does not apply it, so check eligibility with the Territory Revenue Office. The Territory Revenue Office calculator rounds duty down to the nearest 5 cents; this estimate is rounded to the nearest dollar, so it can differ by up to $1. No foreign purchaser surcharge applies to conveyances in the Northern Territory. There is no current stamp duty concession for pensioners or seniors in the Northern Territory and no first home income test; the HomeGrown Territory Grant is not means tested. HomeGrown Territory Grant eligibility: every owner must be a first home buyer who has never owned a home in Australia, buying as an individual (not a company or trustee), at least one applicant must be 18 or over and at least one an Australian citizen or permanent resident, the home must never have been lived in or sold as a residence, and you must live in it for at least 12 months. Applications close 30 September 2028.
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